Batch payments are an effective way for companies to make group payments in a single transaction. When handling recurring payments for hundreds or thousands of people/companies in different countries, stablecoins emerge as an efficient solution due to their stability and versatility. However, batch payments in stablecoins also generate certain doubts that hold finance teams back from taking the next step. For this reason, in this article, we will explore the main myths about this financial service.
Only for Tech Companies
Some people believe that batch payments in stablecoins are exclusively for startups or tech companies. However, there are different types of companies that can benefit from this tool: delivery companies, freelance marketplaces, content platforms, online casinos, online games, etc., which face the daily challenge of paying different suppliers, employees, and collaborators in different countries.
High-Risk Operations
Some companies view batch payments in stablecoins as high-risk operations. However, these platforms use different protocols and security measures, in addition to relying on the blockchain technology of the stablecoin they use (USDT, USDC, etc.), which provides a certain level of security and transparency in their operations.
They are more expensive than traditional bank payments
Many companies think that batch payments in stablecoins are more expensive than traditional bank payments; however, stablecoin transactions (such as USDT or USDC) usually have low or very competitive fees. For example, the cost per payment can drop to a few cents (sometimes <$0.01 USD) for large-batch transactions.
They can take several days (just like banks)
Some people think that batch payments in stablecoins take several days to clear; however, these payments are usually settled in less than 5 minutes (even seconds on some networks). This is due to the blockchain platform’s versatility and the absence of intermediaries.
Only for large companies
Many people think that batch payments in stablecoins are only for large companies; however, there are fintech platforms specializing in stablecoins that allow processing batches of 10 to thousands of payments, with transaction costs ranging from $0.01-$0.50 on low-cost networks like Solana, Polygon, Base, or Tron. For example, medium-sized companies and startups use them daily to pay teams distributed across different countries or international suppliers (without needing to be a giant corporation or invest in their own infrastructure). The growth in adoption in 2025-2026 shows that batch payments in stablecoins are no longer exclusive to Fortune 500 companies but are now a standard tool for many SMEs handling cross-border or remote payments.
Another point to consider is the minimal entry threshold. Many fintech companies offer freemium plans or plans starting at $0 for small batches, and the total fee for a batch of 50-100 payments is typically $20-$50 or less, making it accessible to any business with global operations.
It’s an overly complex system
Many people believe that batch payments in stablecoins require complex platforms or systems. However, most fintech companies that offer this service have intuitive, user-friendly platforms and provide training and support for using them.
For example, many of these platforms allow you to make payments by uploading a simple Excel file with the recipients. After the system validates it, it displays a summary, and the payments are made automatically.
Stablecoins Are As Volatile As Other Cryptocurrencies
Many people think that stablecoins are as volatile as other cryptocurrencies. However, the main stablecoins (USDT, USDC, etc.) are backed by the US dollar and maintain a 1:1 peg. They also have cash reserves and short-term treasuries that back their value, offering greater stability compared to other cryptocurrencies like Bitcoin or Ethereum, which are highly volatile.
What do you think about this? Do you know of any other myths about batch payments in stablecoins?
If you are interested in our batch payment service for stablecoins, you can contact us via the following link.